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Ask A Personal Injury Attorney: What About MedPay?

Jul 17, 2019

Being in a car accident can be incredibly detrimental to your mental and physical state, but it can also be just as damaging to your finances. Through the process of finding a car accident attorney who can help with your case, it’s important that you do all you can on your own to make sure you’re taken care of financially. 

Here at The Fairell Firm, our team of personal injury attorneys can help you get the compensation you deserve. We know just how life-altering an auto accident can be — whether it was your fault or not. In today’s blog, we’re going to discuss MedPay. We’ll cover what it is and why it’s beneficial, and then we’ll offer some resources from our personal injury attorney. If you’re in the Atlanta area and have sustained car accident injuries, then you deserve representation. Contact our personal injury law firm today to get started with a car accident lawyer.

What is MedPay?

First and foremost, we should discuss exactly what MedPay is. Also known as medical payments coverage or PIP coverage (personal injury protection coverage), MedPay is insurance that offers additional medical coverage if you’re involved in a collision. It’s part of your auto insurance policy and protects you regardless of who caused the accident

Let’s say you’re involved in a car accident. Before you even have time to think about a personal injury attorney, you’re on your way to the hospital. To help pay your bills, you can depend on your MedPay policy. This means you either won’t have to use your health insurance or you can use it in addition to your health insurance depending on the extent of your car accident injuries.

Why is MedPay beneficial?

Our personal injury attorneys believe one of the ways MedPay is most beneficial to victims of car accidents is that it can cover out-of-pocket expenses you may have.

For example, most health insurance policies will pay for your treatment after you’ve spent a certain amount, known as a copay. So when you pay your copay out of pocket, you can then send the bill to your auto insurance company (if you have MedPay) and the insurance company will reimburse you for your out-of-pocket expenses for the copay.

Does MedPay make my insurance go up?

To have MedPay coverage for most policies is actually much more affordable than many people think, which is why so many personal injury attorneys recommend it! For most auto insurance policies, MedPay is typically only $3–4 more per month.

Find A Personal Injury Attorney In Atlanta

You shouldn’t have to continue the process of your auto accident alone — let the personal injury attorneys at The Fairell Firm help. Schedule an appointment with a car accident attorney today, and check out some of these blog posts and videos for more information before visiting: 

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